LOAN AMOUNT RANGE: $1M to $100M. TIMING: Loan decisions can typically be made soon after the receipt of the required items and documentation needed by underwriting; after loan approval and depending on the attorney's time to draw up the loan agreement/contract, funding can occur within 3 to 7 days thereafter. LOAN TERM: 6 to 12 months or longer Crestmark understands the unique challenges facing government contractors. From taking on and fulfilling big contracts, to restrictive or no bank financing, concentration issues, and the ability to meet the demands of an ever-growing payroll, it’s no wonder more government contractors are looking to less traditional funding sources like Crestmark. Loan Agreement. Loan agreements provide the terms and conditions under which a lender provides a loan to borrower. The agreement includes the amount of the loan, the interest charged, the repayment schedule, conditions of the loans, and the representations, warranties and covenants of each party.